What argument are you talking about? You were claiming that the problem is that the only houses being built are "expensive SFHs" and that needs to stop. I gave

What argument are you talking about? You were claiming that the problem is that the only houses being built are "expensive SFHs" and that needs to stop. I gave you the numbers that (1) multi-family (condo is the closest I could find) is not much cheaper the houses, do you disagree? Construction costs for apartments I could find are all over the place and hard to compare (they are often wide ranges with wide ranges of units) but they don't appear to be much lower too. Fundamentally, multi-family gets built because you can squeeze more housing in the same piece of land, land is the limiting factor, and land regulation makes both SFH and multi-family expensive. The type of housing has very little to do with it. (2) Price to income ratios are mostly flat /until the COVID spike/. P/I is the ~same between 1957 and 2017, what do you call that? Housing bubble was just that, a bubble, and it unwound all the way to 1980 levels. So, what remains is COVID spike. Can you point at the change in housing patterns that you argue about, that happened in 2020? Literally nothing related to housing, probably, caused the COVID spike (otherwise why didn't the price go up before?) - just money printing and inflation.