> Okay, but even in your example of insulating a house, there are areas that can't be insulated. For instance, it'll be insanely expensive to insulate the studs

> Okay, but even in your example of insulating a house, there are areas that can't be insulated. For instance, it'll be insanely expensive to insulate the studs themselves, because they're load-bearing ignoring for a second that modern insulation is just blown onto whatever surface you want, and obviously doesn't affect load bearing properties, the analogy is about doing 90% of your job and acting like you did 100% of it even if you personally think that extra 10% is hard even if you personally think that extra 10% shouldn't be your responsibility you still have to do it for it to not be fraudulent