I haven't personally, but know several people that run in some of the same online circles as me that have with zero issues. Most of them even went about 6 month

I haven't personally, but know several people that run in some of the same online circles as me that have with zero issues. Most of them even went about 6 months taking out and paying back advances on time just so the apps would start lending them even more, and only once they got it up to like $500 is when they'd take the money and "run".