4 ms·
I'd argue that many people don't need credit at all outside of a mortgage, which really should have a real investigation into your financial situation anyway.
by humanwhosits 4y ago
I'd argue that many people don't need credit at all outside of a mortgage, which really should have a real investigation into your financial situation anyway.
- bediger4000 4y agoWe used to have that. It was clubby and racist. If you went to church with the banker, you got a mortgage. If you didn't and your last name was uncommon or Slavic or something, you didn't get a mortgage.
- positr0n 4y agoMy reading is humanwhosits is just proposing what we have today, which doesn't have those problems. When you get a mortgage today they verify your assets, debts, and income. There's less of a need for a score if they're already doing all that.