5 ms·

100% serious question, does iOS prevent this? Or is the demographic of iOS vastly different?

• netr0ute 4y ago
  If you are getting a quick, small loan in Mexico, you probably don't have an iPhone because they cost multiple times as much as an Android one. So, it's not worth it to make these apps for iPhone users because that demographic is totally the opposite of what you want.
  • xtracto 4y ago
    I dont know why you are being downvoted. I know what You wrote is fact. I worked building the systems of such an online lending company in Mexico, and I had to fire my only iOS developer because we saw we dint have enough demand in those devices. Shootout to Jesus, the iOS developer & DJ. He was such a great guy to work for, and really killed me to let him go. He is a great guy :)
    • UlisesAC4 4y ago
      People don't know the demographic that consumes those apps in Mexico. It's true, people who go for these apps earn at most 300 usd per month an some of them with family.
• duskwuff 4y ago
  Apple does allow personal loan apps, but sets limits on interest rates and repayment deadlines (≤36% APR, ≥60 days) which effectively ban the type of app at issue here. Requesting permissions to all of the user's contacts and photos in a loan app wouldn't pass review, either, and the fact that Apple doesn't permit sideloading is an effective block against the "subway flyer" tactic.
• kioleanu 4y ago
  More important, Apple reviews all new apps going into the App Store. One of the rules is that you're not allowed to request more permissions that what the app actually needs. A loan app requesting all this info would never fly because it won't pass the human review. Also, it would be incredibly hard, if not impossible, to reupload an app that was banned under a different name - they have automated checks for this