The problem is that our system has perverse incentives around real-estate that encourage extreme profit seeking while liming the supply of affordable housing.

The problem is that our system has perverse incentives around real-estate that encourage extreme profit seeking while liming the supply of affordable housing. We need to restructure taxes around real estate and mortgages to encourage single family home ownership and affordable rental units. Then we can let capitalism run wild until people learn to game the new rules.