Doesn't commoditization lower the prices of goods? I guess it comes down to the math and amount of speculation. Maybe you're referring to the renting vs owning

Doesn't commoditization lower the prices of goods? I guess it comes down to the math and amount of speculation. Maybe you're referring to the renting vs owning aspect of it that is potentially bad. In which case I would refer you to other countries' housing systems, and look into georgism/the land value tax.