4 ms·

> There are credit cards that aren't linked to a person My desire to know more intensifies.

by nibbleshifter 4y ago

selectodude 4y ago
https://www.amexgiftcard.com/ https://www.amexgiftcard.com/ Go to the grocery store, buy with cash, you're good to go.
- sneak 4y ago
  No. All payment cards in the United States require strong government identity and KYC, per US federal law. To activate these cards you must provide identity information. Providing false information is a crime.
  - jjulius 4y ago
    >No. No. Gift cards can be purchased in-person in the US, with cash. Said gift cards are activated at the register upon purchase. These can then be gifted to someone else, and further activation (or registering your personal information with the card) is not required. Edit: I just checked the Visa gift card issuer's site for a card I have (and never had to activate or provide personal information to), and for shopping online it just says: >In the Payment Method section, enter the Card information as you would a credit or debit card. In the Billing Address section, fill in your name and address. So when I check out online, I can enter any information that I like, presumably as long as it ties back to a valid address of some kind - there is zero effort on the part of the card issuer to verify that I am who I say I am. I would only need a PIN when making purchases with it as a debit card in-person. I should make it clear that I'm not saying that providing false information is legal, just that the point about being required to provide "strong government identity" to activate gift cards has been false for a long time.
  - samatman 4y ago
    Nonsense and balderdash sneak, I can walk into any grocery store which isn't fancy and buy a hundred buck's worth of Visa with cash. You said this with remarkable confidence and were dead wrong. You should reflect on that.
cmroanirgo 4y ago
You can buy visa gift cards for cash
- nibbleshifter 4y ago
  I haven't been able to do that in Europe without providing ID for well over a decade.
  - unknownaccount 4y ago
    Ive never been asked for ID to buy a gift card in USA. I thought Europe was once renowned for it's strong financial privacy laws? my, things have changed.

> There are credit cards that aren't linked to a person My desire to know more intensifies.

selectodude 4y ago

https://www.amexgiftcard.com/ https://www.amexgiftcard.com/ Go to the grocery store, buy with cash, you're good to go.

sneak 4y ago
No. All payment cards in the United States require strong government identity and KYC, per US federal law. To activate these cards you must provide identity information. Providing false information is a crime.
- jjulius 4y ago
  >No. No. Gift cards can be purchased in-person in the US, with cash. Said gift cards are activated at the register upon purchase. These can then be gifted to someone else, and further activation (or registering your personal information with the card) is not required. Edit: I just checked the Visa gift card issuer's site for a card I have (and never had to activate or provide personal information to), and for shopping online it just says: >In the Payment Method section, enter the Card information as you would a credit or debit card. In the Billing Address section, fill in your name and address. So when I check out online, I can enter any information that I like, presumably as long as it ties back to a valid address of some kind - there is zero effort on the part of the card issuer to verify that I am who I say I am. I would only need a PIN when making purchases with it as a debit card in-person. I should make it clear that I'm not saying that providing false information is legal, just that the point about being required to provide "strong government identity" to activate gift cards has been false for a long time.
- samatman 4y ago
  Nonsense and balderdash sneak, I can walk into any grocery store which isn't fancy and buy a hundred buck's worth of Visa with cash. You said this with remarkable confidence and were dead wrong. You should reflect on that.

cmroanirgo 4y ago

You can buy visa gift cards for cash

nibbleshifter 4y ago
I haven't been able to do that in Europe without providing ID for well over a decade.
- unknownaccount 4y ago
  Ive never been asked for ID to buy a gift card in USA. I thought Europe was once renowned for it's strong financial privacy laws? my, things have changed.