Really? Do you think the US "unbanked" don't fall into this category, for example? Hell, these days US women who want abortions could fall into this category.

Really? Do you think the US "unbanked" don't fall into this category, for example? Hell, these days US women who want abortions could fall into this category. There are a LOT of people excluded, or effectively excluded from the banking system either through outright exclusion, their location, or the fees. All of them would benefit.