I thought lightning was just code for "Off-Chain transactions processed by someone else". Reading here: https://cointelegraph.com/bitcoin-for-beginners/what-is

I thought lightning was just code for "Off-Chain transactions processed by someone else". Reading here: https://cointelegraph.com/bitcoin-for-beginners/what-is-the-lightning-network-in-bitcoin-and-how-does-it-work https://cointelegraph.com/bitcoin-for-beginners/what-is-the-... I still get that impression: >The Lightning Network is a second layer added to Bitcoin’s (BTC) blockchain that allows off-chain transactions, i.e. transactions between parties not on the blockchain network. Can you help me understand how this will be different than Visa/Paypal with occasional commits to the chain?