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You've highlighted an important cultural difference between USA and European banking. At least in the UK, I know that it's common to overdraw one's checking ac
by URSpider94 15y ago
You've highlighted an important cultural difference between USA and European banking. At least in the UK, I know that it's common to overdraw one's checking account as a form of short-term loan. In the US, overdrawing your checking account is a cardinal sin, and it will win you a fee of $20 to $30 PER TRANSACTION presented for payment while overdrawn.