The problem is even if you aren't one and even if you are not the one targeted by DHS/FBI, you could still be caught in it if someone with a similar name was ca

The problem is even if you aren't one and even if you are not the one targeted by DHS/FBI, you could still be caught in it if someone with a similar name was caught up on it (like "Judy Smith", an alias used by an actual US domestic terrorist, which significantly inconvenienced a lot of Judy Smiths). I mean, sure programs like TSA TRIP exists to mitigate this, but in practice no-one outside of TSA readily honors or knows them (and certainly not Equifax, which considering credit scores are widely utilized, would definitely impact their day-to-day life).