> Even if you, Joe Taxpayer, file your taxes electronically (as most Americans do), you still might land in paper purgatory. Any issues with your “e-filed” retu

> Even if you, Joe Taxpayer, file your taxes electronically (as most Americans do), you still might land in paper purgatory. Any issues with your “e-filed” return, and the IRS sends you a letter; then, you must reply by snail mail or fax.