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Oh yeah, I use Mint for the same. It's really fun watching my cost-cutting measures getting eaten alive by inflation in real-time :) I also find myself slowly

Oh yeah, I use Mint for the same. It's really fun watching my cost-cutting measures getting eaten alive by inflation in real-time :) I also find myself slowly sliding down Maslow's hierarchy. I used to be focused on achieving my dream job, now I'm strongly considering work I don't like because it pays more (being the sole income for my family is a major factor there as well). "Good enough pay for awesome work" is not a viable objective at the moment. And I'm lucky to even have that option. Something's got to give. Thankfully we're starting to see some actual government investment in US industry for the first time in forever, but it'll take years for any results to bring down prices.

dmix 4y ago
Yeah it's amazing how much you can accomplish just by minor things like not using DoorDash constantly and having caps on spending on electronics on Amazon. YNAB is much nicer than Mint IMO. Mint feels more like a toy. With YNAB you do something called "envelope budgeting" (just a digital version) https://www.thebalance.com/what-is-envelope-budgeting-1293682 https://www.thebalance.com/what-is-envelope-budgeting-129368... I've found being obsessive with tracking expenses is a good way to lose motivation (like going to the gym) so it's good to have a simple pattern to get used to.
swayvil 4y ago
I'm feeling that Maslow slide too. Expect a really clever money-making idea to come along any time now.
- skinnymuch 4y ago
  Have you not heard of the wonders of NFTs?
anotheracctfo 4y ago
Yeah its been wild seeing my grocery budget max out before the end of the month, despite having a good buffer a year before. YNAB has a great "cover overspending from" feature that got a good workout this year. Fortunately I got a raise so I used that to bump my food budget. Anybody who doesn't demand a raise in this environment is a fool.

dmix 4y ago

Yeah it's amazing how much you can accomplish just by minor things like not using DoorDash constantly and having caps on spending on electronics on Amazon. YNAB is much nicer than Mint IMO. Mint feels more like a toy. With YNAB you do something called "envelope budgeting" (just a digital version) https://www.thebalance.com/what-is-envelope-budgeting-1293682 https://www.thebalance.com/what-is-envelope-budgeting-129368... I've found being obsessive with tracking expenses is a good way to lose motivation (like going to the gym) so it's good to have a simple pattern to get used to.

swayvil 4y ago

I'm feeling that Maslow slide too. Expect a really clever money-making idea to come along any time now.

skinnymuch 4y ago
Have you not heard of the wonders of NFTs?

anotheracctfo 4y ago

Yeah its been wild seeing my grocery budget max out before the end of the month, despite having a good buffer a year before. YNAB has a great "cover overspending from" feature that got a good workout this year. Fortunately I got a raise so I used that to bump my food budget. Anybody who doesn't demand a raise in this environment is a fool.