> The idea is to buy low and sell high, not buy high and sell low. I have 40+ years of work ahead of me. We had recessions before. You could simplify that idea

> The idea is to buy low and sell high, not buy high and sell low. I have 40+ years of work ahead of me. We had recessions before. You could simplify that idea to simply just "buy". Not enough people even contribute to their retirement accounts to begin with. https://www.investopedia.com/articles/personal-finance/010616/whats-average-401k-balance-age.asp https://www.investopedia.com/articles/personal-finance/01061... https://www.census.gov/content/dam/Census/library/publications/2022/demo/p70br-180.pdf https://www.census.gov/content/dam/Census/library/publicatio...