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> What would you suggest people invest in right now ? A mix of high quality long term bonds and stocks, depending on the desired risk profile, the same boring

by qsort 4y ago

> What would you suggest people invest in right now ? A mix of high quality long term bonds and stocks, depending on the desired risk profile, the same boring answer you'll get from anybody else. > Demographic collapses incoming in multiple developed countries, there will be a surplus of land in a decade or two? Very much a fantasy. > Shares? Going backwards, lots of uncertainty, potential war /conflict about to break out in the pacific.High inflation, interest rates. The idea is to buy low and sell high, not buy high and sell low. I have 40+ years of work ahead of me. We had recessions before.

bamboozled 4y ago
> Very much a fantasy. Why? Look at Japan, there is places where land is being given away, some of this land was absolutely prime real estate in the early 90's, you couldn't even buy it. Even in those places, if you buy something, you risk being asked to move due to now crumbling or unsustainable infrastructure. So explain why this doesn't happen in other countries who are facing population decline also ? > I have 40+ years of work ahead of me. We had recessions before. The point of the article is that young people don't feel like they want to work and save for forty years due to bleak outlook though? It's true what people say, we don't have an economic model for what the future looks like here. I'm not saying it's a catastrophe, I'm just saying that you might be expecting a return to normality which might be strange given the changes we're seeing in the climate, demographics etc. Likely I'll just "buy back in" because what else do you do? My strategy at the moment is not to worry too much about paying stupid money for land, and put my money into yes, bonds or other boring crap.
thenerdhead 4y ago
> The idea is to buy low and sell high, not buy high and sell low. I have 40+ years of work ahead of me. We had recessions before. You could simplify that idea to simply just "buy". Not enough people even contribute to their retirement accounts to begin with. https://www.investopedia.com/articles/personal-finance/010616/whats-average-401k-balance-age.asp https://www.investopedia.com/articles/personal-finance/01061... https://www.census.gov/content/dam/Census/library/publications/2022/demo/p70br-180.pdf https://www.census.gov/content/dam/Census/library/publicatio...
Sohcahtoa82 4y ago
> The idea is to buy low and sell high, not buy high and sell low. Everyone knows "buy low, sell high", but few people know how to actually do it. The one thing I've learned - Don't buy an asset because it's going up. That's FOMO. Don't sell an asset because it's going down. If you buy something going up and sell going down, that's the recipe for buying high and selling low. Also, in the long term, the market is always up. Just keep buying shares of index funds. If the market is in a dip, that's the time to double-down and buy extra, not sell.

by qsort 4y ago

bamboozled 4y ago

> Very much a fantasy. Why? Look at Japan, there is places where land is being given away, some of this land was absolutely prime real estate in the early 90's, you couldn't even buy it. Even in those places, if you buy something, you risk being asked to move due to now crumbling or unsustainable infrastructure. So explain why this doesn't happen in other countries who are facing population decline also ? > I have 40+ years of work ahead of me. We had recessions before. The point of the article is that young people don't feel like they want to work and save for forty years due to bleak outlook though? It's true what people say, we don't have an economic model for what the future looks like here. I'm not saying it's a catastrophe, I'm just saying that you might be expecting a return to normality which might be strange given the changes we're seeing in the climate, demographics etc. Likely I'll just "buy back in" because what else do you do? My strategy at the moment is not to worry too much about paying stupid money for land, and put my money into yes, bonds or other boring crap.

thenerdhead 4y ago

> The idea is to buy low and sell high, not buy high and sell low. I have 40+ years of work ahead of me. We had recessions before. You could simplify that idea to simply just "buy". Not enough people even contribute to their retirement accounts to begin with. https://www.investopedia.com/articles/personal-finance/010616/whats-average-401k-balance-age.asp https://www.investopedia.com/articles/personal-finance/01061... https://www.census.gov/content/dam/Census/library/publications/2022/demo/p70br-180.pdf https://www.census.gov/content/dam/Census/library/publicatio...

Sohcahtoa82 4y ago

> The idea is to buy low and sell high, not buy high and sell low. Everyone knows "buy low, sell high", but few people know how to actually do it. The one thing I've learned - Don't buy an asset because it's going up. That's FOMO. Don't sell an asset because it's going down. If you buy something going up and sell going down, that's the recipe for buying high and selling low. Also, in the long term, the market is always up. Just keep buying shares of index funds. If the market is in a dip, that's the time to double-down and buy extra, not sell.