Those insurance companies would then go out of business quickly, and be replaced by organizations that were able to handle this. This is a benefit of having ac

Those insurance companies would then go out of business quickly, and be replaced by organizations that were able to handle this. This is a benefit of having actual security be core business for such a company. While for many companies, security is a small part of their business, and not critical for their long term performance, a dedicated insurance/security company would HAVE to be good at both to stay competitive.