I mean, if you're living in an area with COL high enough to eat through $500k, you are splurging on location, which isn't really any less infrugal than it would

I mean, if you're living in an area with COL high enough to eat through $500k, you are splurging on location, which isn't really any less infrugal than it would be to splurge on travel or imported luxury goods.