4 ms·

I beleive it is a US thing - giving access to account with just a card number. I have numerous accounts in European banks, and all online transactions are prote

• pdonis 4y ago
  Do you have checks in Europe? Do you get an SMS or push notification or TOTP request every time someone cashes a check you've written them? For cards, I agree 2FA for card transactions is not common in the US (I've never seen it). The US theory for cards appears to be to depend on chip cards, but of course that doesn't help with online transactions, only transactions where the card is physically present at the point of sale.
  • SergeAx 4y ago
    Never used a cheque in my entire life. Had couple of blanks when opened an account with BofA about 15 years ago, but didn't get the idea. For me cheques are something from Theodore Dreiser novels. I heard from friends in Israel that there's a fancy custom of writing 12 cheques to landlord when one rents an apartment dated for every month of the rent. This way you never see your landlord for the entire year, which is neat, can't argue with that.