http://helpcenter.ingdirect.com/ingd/Topic.aspx?category=C3BNKEOECK http://helpcenter.ingdirect.com/ingd/Topic.aspx?category=C3B... This was true sometime ago.

http://helpcenter.ingdirect.com/ingd/Topic.aspx?category=C3BNKEOECK http://helpcenter.ingdirect.com/ingd/Topic.aspx?category=C3B... This was true sometime ago. Now, the recipient only needs to supply the sender with the last 4 digits. They then verify their own information to complete the transaction.