They could be using it to verify your phone number is being spoofed overseas. If location data on your device indicates you are currently in Texas, but suddenly

They could be using it to verify your phone number is being spoofed overseas. If location data on your device indicates you are currently in Texas, but suddenly a charge is made originating in Malaysia, it would trigger an alert based on a geo-location mis-match... They can also use it against you to find out where you go when you are paying in just cash, or for other nosy reasons. That's why the overreach is bad. When you consider other companies in insurance, the IRS, THE ENTIRE HEALTH CARE INDUSTRY, and even CVS tracking you through apps, the harmful secret data they could compile on us to better fleece and police us is potentially outrageous.