I agree with this 100%--debit cards and check cards are a bad deal for consumers, compared to credit cards, and I only use mine at an ATM I trust. I want to ma

I agree with this 100%--debit cards and check cards are a bad deal for consumers, compared to credit cards, and I only use mine at an ATM I trust. I want to make this comment just so people reading these posts aren't confused--charge cards, which I talk about in the above post, aren't the same as debit cards; charge cards are much closer to a credit card that you have to pay every month. These are a great option for people who want to avoid revolving credit and can afford the annual fee most of them charge (but they come with perks). Anyway the charge card demonstrates it's possible to do easy electronic payments, in a way safe for consumers, without tying them to credit.