USAA's "Cybercode" logon options are god-awful. It's Symantec VIP wrapped in their mobile app. I have no idea why generic TOTP with backup codes is not an opti

USAA's "Cybercode" logon options are god-awful. It's Symantec VIP wrapped in their mobile app. I have no idea why generic TOTP with backup codes is not an option for every site on the planet.