> Not having any credit history is becoming a barrier to access more and more services that require an identity check. Agreed. My husband and I are against deb

> Not having any credit history is becoming a barrier to access more and more services that require an identity check. Agreed. My husband and I are against debt on principle and it really irritates me that credit history is being used for identity checks. I accept the trade off that a lack of credit history would make it more difficult for me to get credit in the future, but it should not affect my access to non-debt-related services. We’ve already encountered this problem once [0] and I’m concerned that it will become even more of an issue going forward. [0] My husband was not able to create an online account with the social security administration because their identity system didn’t have enough info on him to even attempt to verify his identity. He couldn’t even go in person to set it up because the local office was closed due to COVID.