A bank in Finland: they try to push their authenticator which doesn't work on my phone (de-googleized android and too old),but they have retained the option of

A bank in Finland: they try to push their authenticator which doesn't work on my phone (de-googleized android and too old),but they have retained the option of using an OTP code list + sms, previously it was just OTP code list, but due to some silly directives they added sms. Authenticating with bank OTP also work for government and other stuff. (Common here as there is no state authentication system other than some failed id cards afaik.)