> If you don't have gasoline you can still walk, get a cab or take the bus to wherever you're going. Not all of us live in an area where those options are avai

> If you don't have gasoline you can still walk, get a cab or take the bus to wherever you're going. Not all of us live in an area where those options are available. But I can transport your arguments back to the OP post. You can still call your bank from someone else's phone. You can still walk into a bank branch or use an ATM. Using their website is just a convenience. If you lose your phone you can just get a new one and carry on without thought (replace it).