> Perhaps you don't want to share your bank account with a stranger. Or else what? They'll deposit some money into your account? The biggest reason bank accoun

> Perhaps you don't want to share your bank account with a stranger. Or else what? They'll deposit some money into your account? The biggest reason bank accounts are semi-secret in the US is free-for-all ACH pulls; a minimal threat in other countries due to the fundamental differences on who is liable for unauthorized withdrawals (not the depositor!)