That non-payment does not exclude you from the rest of the contract. I disagree with this. Why would I, an equal signer in a contract, not be able to void it by

That non-payment does not exclude you from the rest of the contract. I disagree with this. Why would I, an equal signer in a contract, not be able to void it by ceasing to use it? Wouldn't a contract that locked you into paying a certain amount per month for a set time essentially be a loan? Are those reported as liabilities on the companies balance sheet? Seems like they are trying to have it both ways.