> You have lower rewards (about half) and fewer perks. I'm not sure you're reading it right. From what I can tell, I can make tax and rent payments and get 3%

> You have lower rewards (about half) and fewer perks. I'm not sure you're reading it right. From what I can tell, I can make tax and rent payments and get 3% statement credits. These two categories are typically at the lowest tier, and come with convenience fees. But at 3 percent, that cancels out and then some.