Exactly. In the case of the CSR, there’s a big general travel credit (maybe $200 or $300 off the top of my head), so that makes the net price less ridiculous. T

Exactly. In the case of the CSR, there’s a big general travel credit (maybe $200 or $300 off the top of my head), so that makes the net price less ridiculous. The target market with that kind of travel rewards card spends enough on travel for the rewards and statement credits to easily outweigh the annual fee. I don’t spend anywhere near enough for it to make sense for me, but it’s not quite as crazy as the $550 price tag makes it seem.