I thought the first internet bank was Smile https://en.wikipedia.org/wiki/Smile_(bank) https://en.wikipedia.org/wiki/Smile_(bank) , but it looks like the claim

I thought the first internet bank was Smile https://en.wikipedia.org/wiki/Smile_(bank) https://en.wikipedia.org/wiki/Smile_(bank) , but it looks like the claim is "first fully digital bank".