Oh wow, I just wrote a reply to the parent comment opining that the government should be providing electronic transactions instead of letting a handful of priva

Oh wow, I just wrote a reply to the parent comment opining that the government should be providing electronic transactions instead of letting a handful of private companies skim a few percent off of every transaction in 75% of the economy. I'm looking forwards to this! (https://www.moderntreasury.com/learn/what-is-fednow https://www.moderntreasury.com/learn/what-is-fednow, from your second link, is a description of FedNow that's attempting to explain it with less financial jargon.)