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Seems like a good way to accidentally get your account sent to collections; disconnecting your payments doesn't necessarily excuse you from any contract you sig

Seems like a good way to accidentally get your account sent to collections; disconnecting your payments doesn't necessarily excuse you from any contract you signed.

buildbot 4y ago
Hard disagree, considering how predatory some subscription services are.
- cr3ative 4y ago
  What are you disagreeing with - that predatory subscription services will send you to collections?
  - buildbot 4y ago
    That non-payment does not exclude you from the rest of the contract. I disagree with this. Why would I, an equal signer in a contract, not be able to void it by ceasing to use it? Wouldn't a contract that locked you into paying a certain amount per month for a set time essentially be a loan? Are those reported as liabilities on the companies balance sheet? Seems like they are trying to have it both ways.
- vineyardmike 4y ago
  Except you can’t disagree that you’re responsible for contracts you agreed to? How is that questionable. Predatory services should be avoided. It seems more likely that predatory services would be aggressive about collecting.
- malfist 4y ago
  You can disagree. Doesn't change your legal obligation though. Nor keep them from reporting you to collections.
  - buildbot 4y ago
    Then I go after them for fraudulent reports to collections. This has worked. If I stop paying for a service, and the service is no longer offered to me, but you keep billing me, that's fraud.
artificialLimbs 4y ago
It can be a LOT easier to cancel some subscriptions that you don't want anymore by pulling the plug on the payment method rather than trying to navigate a byzantine web site or phone tree.
- gruez 4y ago
  But the parent poster's point is that "pulling the plug on the payment method" doesn't necessarily cancel a subscription/contract. Most companies do cancel the contract, but you're really rolling the dice here.
  - pdntspa 4y ago
    I got myself banned from Xbox Live for just that, many years ago
    - colinsane 4y ago
      i got banned from one of the big cloud providers when i was testing my backup client against a bunch of different storage backends. was too lazy to delete all the backups: just deleted the payment info thinking they’d drop my data after the free credits were consumed instead of letting my payment-less account accrue a debt. maybe banned from multiple providers: not really sure as i only found out years after the fact when i wanted to use this particular vendor for something else.

Seems like a good way to accidentally get your account sent to collections; disconnecting your payments doesn't necessarily excuse you from any contract you signed.

buildbot 4y ago

Hard disagree, considering how predatory some subscription services are.

cr3ative 4y ago
What are you disagreeing with - that predatory subscription services will send you to collections?
- buildbot 4y ago
  That non-payment does not exclude you from the rest of the contract. I disagree with this. Why would I, an equal signer in a contract, not be able to void it by ceasing to use it? Wouldn't a contract that locked you into paying a certain amount per month for a set time essentially be a loan? Are those reported as liabilities on the companies balance sheet? Seems like they are trying to have it both ways.
vineyardmike 4y ago
Except you can’t disagree that you’re responsible for contracts you agreed to? How is that questionable. Predatory services should be avoided. It seems more likely that predatory services would be aggressive about collecting.
malfist 4y ago
You can disagree. Doesn't change your legal obligation though. Nor keep them from reporting you to collections.
- buildbot 4y ago
  Then I go after them for fraudulent reports to collections. This has worked. If I stop paying for a service, and the service is no longer offered to me, but you keep billing me, that's fraud.

artificialLimbs 4y ago

It can be a LOT easier to cancel some subscriptions that you don't want anymore by pulling the plug on the payment method rather than trying to navigate a byzantine web site or phone tree.

gruez 4y ago
But the parent poster's point is that "pulling the plug on the payment method" doesn't necessarily cancel a subscription/contract. Most companies do cancel the contract, but you're really rolling the dice here.
- pdntspa 4y ago
  I got myself banned from Xbox Live for just that, many years ago
  - colinsane 4y ago
    i got banned from one of the big cloud providers when i was testing my backup client against a bunch of different storage backends. was too lazy to delete all the backups: just deleted the payment info thinking they’d drop my data after the free credits were consumed instead of letting my payment-less account accrue a debt. maybe banned from multiple providers: not really sure as i only found out years after the fact when i wanted to use this particular vendor for something else.