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Literally every single "weird" or novel feature in this article is also offered by mainstream banks. Those banks are way less likely to collapse and leave their
by humanistbot 4y ago
Literally every single "weird" or novel feature in this article is also offered by mainstream banks. Those banks are way less likely to collapse and leave their clients out of luck (remember most startups fail). The "weird" features mentioned in the article include: secured credit cards (or charge cards) for those with little to no credit, 'elite' metal cards with bundled subscriptions to Priority Pass and TSA Pre (which you can buy cheaper directly), split repayment, and virtual / one-off account numbers. Yawn.
- onlyrealcuzzo 4y ago> and virtual / one-off account numbers Which major card issues offer this? This is a feature I've wanted for a long time - but AFAIK - none of my cards have it.
- criddell 4y agoI think Apple's credit card does something close to this: https://www.idownloadblog.com/2019/04/01/apple-card-virtual-numbers/ https://www.idownloadblog.com/2019/04/01/apple-card-virtual-...
- toomuchtodo 4y agoCapitalOne, it’s specific to certain credit cards they offer. Bank of America used to, unsure if they still do.
- homero 4y agoCapital One makes you download a browser extension for some reason which I refuse to do. There is no other way to use them, not online not in the app. It's the craziest thing I've seen.
- turkishmonky 4y agoCitibank and Capital One offer them on some cards, iirc
- mrep 4y agoMy citi double cash card has it.
- TheLoafOfBread 4y agoErste Bank have it too. At least for Debit cards
- mritchie712 4y agoMBNA (acquired by bank of america) was doing this in 2001 [0] 0 - https://www.banktech.com/core-systems/mbna-offers-single-use-credit-card-numbers-/d/d-id/1288285.html https://www.banktech.com/core-systems/mbna-offers-single-use...
- fckgw 4y agoCiti and Capital One have done this for a decade now https://www.cardbenefits.citi.com/Products/Virtual-Account-Numbers https://www.cardbenefits.citi.com/Products/Virtual-Account-N... https://www.capitalone.com/digital/eno/virtual-card-numbers/ https://www.capitalone.com/digital/eno/virtual-card-numbers/
- neon_electro 4y agoOne Finance (via an FDIC-insured partner bank) offers a physical debit card, a "virtual" card behind that, and the option to create "pockets" that you fill with money, and you can generate additional "virtual cards" or account numbers for each pocket to enable transactions directly from the pockets. Been really satisfied with the product since Simple died. https://www.one.app/ https://www.one.app/
- gamblor956 4y agoBank of America used to offer these after acquiring MBNA, but stopped a few years ago in favor of better fraud protections.
- 62951413 4y agoCiti has done a terrible thing to their offering. Years ago, you could set the total value and its expiration date for a virtual card number. Nowadays you can set only the _daily_ maximum. Which makes them useless.