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If the payment doesn't go through, the company should just stop providing the service. eg the gym cancels your membership
by Rebelgecko 4y ago
If the payment doesn't go through, the company should just stop providing the service. eg the gym cancels your membership
- tcoff91 4y agoI've definitely heard of times where gyms continue to attempt to charge you, claim that you owe them that money, and then send you to collections after months of failed payments.
- ChuckNorris89 4y agoThis is definitely the case in Germany and Austria. You can't just stop paying your subscription and consider this a successful cancellation thinking everything goes away and sorts itself out naturally. They'll send the collection agency after you for the missed payments till the end of the contractual agreement, which for most gyms is 3 to 12 months! Gym chains here are absolutely predatory. The same goes for any other kind of subscription too like, telcos, etc.
- wccrawford 4y agoMicrosoft used to do it for XBox subscriptions as well. I don't know if they still do, but I definitely got caught on it. They ended up forgiving that bit and letting me use my account again without paying for service I never used, but they initially told me I had to pay it before I could use my account again.
- eli 4y agoGyms are terrible and often do sneaky things to take your money. But if you agree to a one year contract then you shouldn't be able to get out of it by just not paying.
- buildbot 4y agoThis gets really close to a straight up loan in my book, which has other implications that the gyms are not thinking of. With a physical good it is quite clear you get the thing and possibly have some contract to pay it back over time, which is a loan. If a gym is selling you a physical one year membership, billed monthly, how is that not a loan? Are they registered lending companies?