There's not even that much to be made in most lending (by transactions). Lending through overdrafts doesn't make a lot as it's typically lending to customers wh

There's not even that much to be made in most lending (by transactions). Lending through overdrafts doesn't make a lot as it's typically lending to customers who are least able to afford it. Mortgages and credit cards are the big ones, and Monzo does neither. However I would like to see a credit card from Monzo.