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I’m surprised these credit agencies haven’t found a way to require forced arbitration as a terms of service of possessing any of your data or giving it to a len

• cptskippy 4y ago
  That would require you consenting to their spying.
  • reaperducer 4y ago
    It's possible to consent by proxy. For example, if your employer uses ADP for payroll processing, you consent to ADP selling your wage and income history simply by working for that company. I can't imagine a job interview that would include, "Oh, by the way, if you take this job, we're going to let a multi-national megacorp know every penny you make, every two weeks, and sell that information for tracking, profiling, and advertising. Also, there's free coffee next to the men's room."
    • gumby 4y ago
      Seems likely that nobody at your employer realizes this either.
• thayne 4y ago
  Because you don't ever sign an agreement with them. They just collect your data from all the other entities you do business with. Your bank, your landlord, your employer, your credit card company, etc.
  • paulgb 4y ago
    Not that they haven’t tried! Equifax snuck an arbitration agreement in the free credit monitoring they offered in the wake of their hack. They removed it after (understandable) uproar.