I use a moisturizer that includes SPF on my face every day. When I'm going to be outside for an extended period of time I will also apply a generic SPF to arms,

I use a moisturizer that includes SPF on my face every day. When I'm going to be outside for an extended period of time I will also apply a generic SPF to arms, ears, etc. It's not strictly necessary, I don't generally burn unless it's been way over the top, but I would much rather be safer than sorry. My wife grew up in a country that doesn't have a lot of sun most of the year, so she's firmly in the "burst into flames" category and we make sure she's covered well.