I wish that I had bought a four unit multi-family for my first home. Let someone else pay the mortgage and put money in my pocket and only bought a single famil

I wish that I had bought a four unit multi-family for my first home. Let someone else pay the mortgage and put money in my pocket and only bought a single family home after I had meaningful equity in that investment property. Banking on the appreciation of your own home feels wasteful as you'd have to put yourself in more debt or give up your home to use that equity.