People talk about the HOA "fining" them, but really it's just they signed up to a contract that has certain penalties in it for non-compliance. If you don't pay

People talk about the HOA "fining" them, but really it's just they signed up to a contract that has certain penalties in it for non-compliance. If you don't pay, they have to go to court to collect, at least in California. It's the same kind of "fine" that video rental stores used to have if you didn't return the movie on time.