I'm with you. Read way too many horror stories that I didn't want to deal with it. I'm in the US and when we were looking for a new house a few years ago, one

I'm with you. Read way too many horror stories that I didn't want to deal with it. I'm in the US and when we were looking for a new house a few years ago, one of the hard requirements was no HOA. We compromised on other factors, but not on the HOA!