Maybe where you are? But EFTPOS in Canada is done online. It is designed to. The bank interrogates the cryptographic processor in the chip and pin card over t

Maybe where you are? But EFTPOS in Canada is done online. It is designed to. The bank interrogates the cryptographic processor in the chip and pin card over the network with each purchase. I was unable to purchase anything with my bank card for more than a day during the outage mentioned above.