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A bit of a rant. By January 2022 I hadn't used anything but Apple Pay for three years. But then my home country starts a war (which is terrible), and since the

A bit of a rant. By January 2022 I hadn't used anything but Apple Pay for three years. But then my home country starts a war (which is terrible), and since the war was not approved by countries controlling the cashless technologies, immediately all my cards stop working, I am not allowed to get a new one anywhere in the world, my foreign currency bank accounts and retirement savings on brokerage accounts get frozen indefinitely. Make sure you keep enough cash and cryptos for a rainy day.

jeroenhd 4y ago
This is the problem I have with Apple Pay, Google Pay, and any other international service taking over transaction responsibilities. Especially if they're based on puritan countries like the United States where opinions on products like adult entertainment and certain medical procedures can influence a company's ability to receive payment. Almost any modern smartphone has an NFC chip to do contactless payments. Banks should have the capability of leveraging that through their own services instead of depending on Apple's/Google's pinky promise to always make payment available. Banks can do contactless payments quite easily on Android so in my opinion they should have their own apps. I'm fine with them also offering GPay for customer convenience, but there should be a national fallback. If you buy Apple, you're locking yourself in. My opinion is that this is a fault with Apple's ecosystem, though an argument can be made that this is what Apple users chose when they bought their iPhone. Regardless, the end result is the same and your capacity to send or receive payment can now go down the moment your government gets sanctioned. Sure, the invasion of Ukraine is reason enough for sanctions in my book, but the American government has a reputation of manipulating the world to suit them best. No other country should rely on American companies to do basic things like payment, just like the USA shouldn't rely on foreign services to accomplish the same.

jeroenhd 4y ago

This is the problem I have with Apple Pay, Google Pay, and any other international service taking over transaction responsibilities. Especially if they're based on puritan countries like the United States where opinions on products like adult entertainment and certain medical procedures can influence a company's ability to receive payment. Almost any modern smartphone has an NFC chip to do contactless payments. Banks should have the capability of leveraging that through their own services instead of depending on Apple's/Google's pinky promise to always make payment available. Banks can do contactless payments quite easily on Android so in my opinion they should have their own apps. I'm fine with them also offering GPay for customer convenience, but there should be a national fallback. If you buy Apple, you're locking yourself in. My opinion is that this is a fault with Apple's ecosystem, though an argument can be made that this is what Apple users chose when they bought their iPhone. Regardless, the end result is the same and your capacity to send or receive payment can now go down the moment your government gets sanctioned. Sure, the invasion of Ukraine is reason enough for sanctions in my book, but the American government has a reputation of manipulating the world to suit them best. No other country should rely on American companies to do basic things like payment, just like the USA shouldn't rely on foreign services to accomplish the same.