Two ideas: 1. If you can borrow at 2 or 3%, it might be worth it to keep cash-on-hand so you can jump on unexpected opportunities that may arrive in the future.

Two ideas: 1. If you can borrow at 2 or 3%, it might be worth it to keep cash-on-hand so you can jump on unexpected opportunities that may arrive in the future. 2. Paying dividends makes stock price go down. So it's basically equivalent to deciding to sell a small percentage of shares on behalf of each of your investors. Which is why fewer companies are worrying about dividends