6 ms·

When dealer's first question is how much am I willing to spend monthly rather than talk about final price of the vehicle he can just F off and I won't be return

by nixass 4y ago

When dealer's first question is how much am I willing to spend monthly rather than talk about final price of the vehicle he can just F off and I won't be returning there. They even try to convince you the total price is irrelevant, only monthly payment is what matters

Loughla 4y ago
The last time we bought a car, the salesman tried the 4 square nonsense. I declined to look at monthly payments and was evasive about how much I wanted to spend. I just said, "as much as I need to, to get the car I want at a decent price, which according to my research should be X" or "my monthly budget is not your concern, I am willing to pay X for this car". Once I had the final price on the car, and it was very comfortable to me, they STILL tried to get me to sign a 'contract' using the four-square numbers. Just monthly payment amounts, no length or other information. They literally wouldn't move forward until I signed it. Like, wouldn't let me see the manager to finish the deal. The price was so good on this one, though, that I didn't want to just walk out. So I took a black sharpie and crossed everything out, wrote the total price, and signed it at the bottom. It wasn't a legal document. It was literally just a sheet with their handwriting on it saying "monthly price agreement". Nothing finance related, no legal jargon anywhere. Ridiculous. Just absolutely ridiculous, and for what purpose?
- dano 4y ago
  Ha ha, yeah, I remember a green sales person trying to use the four-square model on me. I looked at him and said "I'm paying cash" which confused him to no end. He had to go see his manager. In the end I didn't buy a car from that dealer. Where the cash comes from is none of their business; i.e., loan or something else.
dawnerd 4y ago
They got upset last time when they wanted my social right off the bay and I declined saying I would be paying cash. I’m now driving a Model Y I paid for in cash, so done with dealers.

by nixass 4y ago

Loughla 4y ago

The last time we bought a car, the salesman tried the 4 square nonsense. I declined to look at monthly payments and was evasive about how much I wanted to spend. I just said, "as much as I need to, to get the car I want at a decent price, which according to my research should be X" or "my monthly budget is not your concern, I am willing to pay X for this car". Once I had the final price on the car, and it was very comfortable to me, they STILL tried to get me to sign a 'contract' using the four-square numbers. Just monthly payment amounts, no length or other information. They literally wouldn't move forward until I signed it. Like, wouldn't let me see the manager to finish the deal. The price was so good on this one, though, that I didn't want to just walk out. So I took a black sharpie and crossed everything out, wrote the total price, and signed it at the bottom. It wasn't a legal document. It was literally just a sheet with their handwriting on it saying "monthly price agreement". Nothing finance related, no legal jargon anywhere. Ridiculous. Just absolutely ridiculous, and for what purpose?

dano 4y ago
Ha ha, yeah, I remember a green sales person trying to use the four-square model on me. I looked at him and said "I'm paying cash" which confused him to no end. He had to go see his manager. In the end I didn't buy a car from that dealer. Where the cash comes from is none of their business; i.e., loan or something else.

dawnerd 4y ago

They got upset last time when they wanted my social right off the bay and I declined saying I would be paying cash. I’m now driving a Model Y I paid for in cash, so done with dealers.