> Want a $5000 loan from crypto? Better have at least $20000 in crypto assets. Yup. That's potentially useful for speculators to earn expected gains from one c

> Want a $5000 loan from crypto? Better have at least $20000 in crypto assets. Yup. That's potentially useful for speculators to earn expected gains from one cryptocurrency whilst also trading with another one. But it's utterly useless for the common cases to borrow money (i.e. you don't have enough of it to buy what you need to buy)