I have always thought that the way west societies use real estate ties people into a societal contract which obliges them to work in less than ideal conditions.

I have always thought that the way west societies use real estate ties people into a societal contract which obliges them to work in less than ideal conditions. If you don't come from a wealthy family you need to get at least a 30 year loan. The moment you get a 30 year loan you have enormous pressure to generate income every month and will accept non ideal conditions. Essentially, by getting debt you lose leverage.