What changes is that there are different needs from different segments of the world, and we have reached a problem (authentication in general) that is truly imp

What changes is that there are different needs from different segments of the world, and we have reached a problem (authentication in general) that is truly impossible to solve with our current toolset. For me, the larger threat is that someone impersonates me and takes everything I have. If I lost my email, it would be a nightmare but I could work around significant portions of the system. For my cousin, the larger threat is losing her email, as she has no significant assets to steal but could run into every problem in the email. There are likely people in the middle as well, and other threat vectors. (For example: caregivers committing fraud, dementia, state actors, and 20 other we could brainstorm pretty quickly.) Perhaps the right answer is that we need 20 different services that can segment. Perhaps the problem is that some sectors aren't profitable: maybe we need a grant for emails for poor people with a circle of trust. I don't have answers. Maybe we need a collection of people to think deeply about this problem.