I'd bet not many, but I suspect there's a fair number of people who never amass a life's savings because of it. A quick back-of-envelope calculation shows my m

I'd bet not many, but I suspect there's a fair number of people who never amass a life's savings because of it. A quick back-of-envelope calculation shows my mom having spent at least 100 grand on lottery tickets (and that's just 20 years of playing), and she's still basically living paycheck to paycheck.