There are plenty of people who can spend their own money for healthcare. Anyway, as mentioned explicitly above, the ROI for that cohort can be different for the

There are plenty of people who can spend their own money for healthcare. Anyway, as mentioned explicitly above, the ROI for that cohort can be different for the groups that don't spend their own money. Probably the societal ROI is better for spending more of its healthcare money on something else anyway. More relevantly, people who are paying for their own care can choose how to address any issues discovered by testing. If you're on a trip deciding where to go and someone tells you not to look at part of the map because it is a dangerous area, does it make sense to blindly believe them or to look at it, do further investigation and then decide whether to travel there?